PruProtect has boosted its critical illness cover by offering premium reductions where a cancer exclusion is applied.
The provider's severity based serious illness cover now includes eight additional conditions and 17 ABI+ definitions. Definitions have also been improved for existing conditions such as heart attack . Existing policy holders will benefit from the new terms, as well as enhancements to existing conditions, with no addition to their premium.
Premium reductions for cancer exclusions will be applied to existing policyholders from October 23. PruProtect actuarial and product director Deepak Jobanputra said: "We are covering conditions that impact people's lives. We have added lumpectomy to its list of covered conditions, because while more providers are beginning to cover mastectomy, this is not how most breast cancer diagnoses are treated."
Other conditions to be added include carcinoma in situ of the oesophagus, severe inflammatory Crohns disease, encephalitis, craniotomy, Guillain-Barré; syndrome, spinal tumours and the skin disease pemphigus vulgaris.




