The Income Protection Task Force (IPTF) has said that income protection insurance sales will increase in importance as a result of scrutiny from the Financial Services Authority (FSA) and the Spending Review.
The IPTF announced that benefits for those unable to work could be more restricted in future and the FSA is aware of the situation. Clive Waller, co-chairman of the IPTF said: "The FSA have already expressed concern that advisers are not offering their clients the full range of protection policies. Few advisers are aware of the FSA's comments on protection in the Retail Distribution Review . The FSA have promised increased scrutiny in this area."
Referring to am impending White Paper on benefit payments, Peter Le Beau, the other co-chairman of the IPTF commented: "It seems likely from the Chancellor's comments that we will see reductions in entitlement to a number of welfare benefits ." He added that if this does occur, it is more important than ever that advisers consider the need for income protection insurance .




