Lombard International Assurance has introduced what it claims as the first private placement life insurance (PPLI) product into the UK wealth management market.
The product will make it possible for high net worth investors to choose the amount that is to be invested and the amount of life cover they require. The investment management is conducted on an "open architecture" basis in conjunction with "premier" asset managers.
David Steinegger, chief executive of Lombard, said: "The unique way in which life assurance contracts are treated for UK tax purposes creates significant tax planning opportunities. With a PPLI contract, the availability of high levels of life cover adds a further dimension, providing the protection that many wealthy individuals need."
Mr Steinegger added that life assurance cover over £5m can be difficult to source in the retail market and that wealthy clients often have requirements that are well in excess of this amount.




