People need to protect their lifestyle and not just their holidays
Thu, 15 Jul 2010
Only one third of Brits (31 per cent) have some form of illness or sick pay insurance cover in the event they become ill or are unable to work, even though 81 per cent purchase travel insurance when they travel overseas for holidays, reveals a new report from Friends Provident .

This is regardless of the main reasons for taking out travel insurance, which are cover against accident or illness and for peace of mind, being the same as those for taking out income protection . Also, more than half of people believe they are more likely to suffer an injury or illness while in the UK than abroad yet they still choose to take out travel insurance over critical illness cover (31 per cent) or income protection cover (29 per cent).

Commenting on the findings, Ed Stuart-Brown, head of protection sales at Friends Provident, said: "It is concerning that people place such an emphasis on the short term rather than the long term when it comes to their well being. Having insurance while they're abroad is a good thing, but what happens if they return home and perhaps become unable to work due to illness or injury."
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