Lloyds Banking Group has stopped selling payment protection insurance (PPI) across all five of its brands after declaring the product no longer "economical" for the business .
Lloyds stopped selling the controversial product on loans, credit cards and mortgages on 23 July and will instead offer customers a leaflet on PPI from the British Bankers Association .
The group has promised not to raise loan and credit card rates to replace the income it would have received from PPI sales. Existing customers who have taken out PPI policies with Lloyds will be unaffected. The bank will honour PPI applications on loans and credit cards until July 31 and on mortgages until November 20, but is no longer receiving new applications.
MoneySavingExpert.com creator Martin Lewis said: "This is a quite astonishing move. This insurance, which has been scandalously mis-sold for years leaving many consumers in misery, is estimated to be worth up to £5 billion a year for the industry. We hope the other big banks follow suit."




