Ex-smokers could save thousands on critical illness premiums
Fri, 09 Jul 2010
Consumers who have stopped smoking can expect to have saved around £9,150 since the smoking ban was introduced, according to a report by Moneysupermarket.com.

This figure is down to a saving of £4,950 on critical illness cover from when the ban on smoking indoors in public places came into force in July 2007. In addition, £4,190 could have been saved by simply not buying any cigarettes at all in the three years that the law has been in place.

Emma Walker, head of protection at the website, said that in order for someone to be classed as a non-smoker and be entitled to the lower insurance rates they need to have quit for at least 12 months and not to have used any form of tobacco substitute in that time. She added: "It's disappointing less Brits are kicking the habit recently compared to when the smoking ban came into force. Those still puffing away are effectively letting their hard earned cash go up in smoke."
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