The amount of debt amongst parents with dependent kids is on the rise and giving up work to care for children is simply not an option for many parents.
According to new research from the Scottish Widows Protection Report, three out of five (60 per cent) of households with dependent children rely on two or more incomes to make ends meet and with an increasing amount of personal debt, the situation is unlikely to get better for these families. Overall, 44 per cent of UK households rely on more than one breadwinner to maintain a comfortable standard of living.
With this reliance on two incomes to run a family home, millions of households are leaving themselves open to being unable to survive financially if one of the breadwinners is unable to work as a result of critical illness, death, disability or because of an accident . In addition, the research revealed that 62 per cent of Brits have not protected themselves for the long term should the worst happen and they lose their household's main income.




