Life insurers are letting down people with HIV
Wed, 01 Dec 2010
The needs of HIV-positive people are still not being met despite life insurers claiming to provide cover for the condition, according to Compass, a specialist advisory firm for the gay community.

Unusual Risks, a recently launched brand of Compass Mortgage and Insurances, is for people looking for products in unusual circumstances. The service is specifically designed for those with pre-existing medical conditions, hazardous occupations and higher risk hobbies.

The firm surveyed the 12 biggest life insurance providers in the UK and four, Prudential, Fortis, Zurich and Scottish Provident, were willing to write life insurance business for people with HIV. However, Chris Morgan, marketing manager for Compass, says only Prudential offered competitive prices.

He commented: "It is apparent that the majority of companies are still living in the dark ages and attaching a stigma to HIV. The survey established that either companies are avoiding the issue completely by not offering cover, or in the main offering completely inadequate, overpriced products and services to HIV positive applicants."
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