Almost half of the people in the UK (24 million) have no income protection insurance in place to cover loss of income through illness, or death of a breadwinner, according to a study commissioned by Friends Provident .
Worryingly, a third of people think they could live on less than 35 per cent of their take home pay if they were unable to work through illness or injury . Of those who have policies in place, over half (53 per cent) don't know how much they would receive if they were to make a claim . This indicates the policies they have may no longer be adequate if their circumstances have changed, for example if their salary has increased, they have married or have had children since taking out the policy.
Ed Stuart-Brown, head of protection sales, commenting on the Protection Oversight research said: "The findings in the Protection Oversight research are very worrying. It's time people took control of their future and looked at this in a responsible way, instead of burying their heads in the sand, especially in today's environment. Ignorance is not bliss, it's irresponsible."




