Aegon has put together a factsheet which highlights the importance of business protection for an adviser's clients.
The business continuity and succession planning factsheet emphasises the likelihood of at least one partner, or director, of a small to medium sized enterprise (SME) either contracting a critical illness or dying. It also highlights the benefits to the company, employees and families of having key person and/or shareholder protection in place.
Aegon aims to present a clear picture of the risks to businesses. It is estimated that only 5-10 per cent of companies in the UK have key person cover, with a 50 per cent chance of one of two directors aged 35 contracting a critical illness and a 94 per cent possibility that a business with 10 partners aged 50 contracting a critical illness.
Stephen Crosbie, Head of Proposition, Protection and Investments at Aegon, said: "It's hard to believe that despite these odds businesses continue to neglect to cover their single biggest asset."




