Aviva has introduced a series of enhancements to its Income Protection Solutions product.
Changes to the product include Temporary Accident cover benefit that provides up to 90 days' accident cover whilst the policy is being underwritten. There is an Exclusions Discount whereby a customer's premiums are discounted if they have an exclusion (including partial) for mental health and/or spinal conditions .
Also available is Increased commission which enables intermediaries to now receive 150 per cent initial commission (previously 130 per cent). These enhancements follow Aviva's recent announcement that it has reworked its flexible Income Protection Solutions product by introducing electronic application and tele-interviewing, which they say has improved the customer experience both at application and claims stage.
Kevin Murdoch, Senior Propositions Development Manager, Aviva UK Health said: "Our flexible Income Protection Solutions has been really well received and we are committed to the ongoing development of the product to ensure that it continues to meet our customers' needs."




