There have been many issues recently over the mis-selling of single premium payment protection insurance (PPI) however, with rising levels of unemployment in Britain, this insurance is worth shopping around for.
Defaqto points out that with figures for unemployment now above two million, many people are anxious about what happens to their mortgage and other loan payments if they lose their job . The government has changed the Support for Mortgage Interest (SMI) rules, but many people will still not meet the criteria to benefit from this if they lose their job.
Head of Insight at Defaqto, Brian Brown, said 'People who borrow money, or those who already have debts, are likely to be interested in purchasing some form of protection insurance in the next few years. But before they do so they should shop around to make sure they are getting the best deal.'
Although he added that there was little point in taking PPI cover for a credit card bill, or a loan, if there wasn't any protection in place for a mortgage .




