The number of applications that Bupa Individual Protection (Bupa IP) can accept at point of sale has been increased by raising underwriting limits across its product range.
In order to speed up the application process, Bupa IP has increased the underwriting limits for its critical illness cover, income protection and life plans . With these new limits, a person aged between 36 and 40 can apply for £400,000 of critical illness cover without getting a report from their general practitioner .
Bupa IP chief underwriter and head of customer services Chris Pollard said: "There are a number of factors that we have taken into consideration when reviewing the limits at which we will obtain medical evidence, resulting in increases across the board and particularly with regard to income protection. We have also amended our expert underwriting rules to simplify the process for our intermediaries and customers and increase the volume of cases that receive acceptance terms at point of sale."




