Insurance brokers have warned UK homeowners that the price of mortgage payment protection insurance (MPPI) is set to skyrocket over the next year.
The most recent Labour Force survey from the Office for National Statistics indicates that the rate of unemployment saw a sharp increase of 220,000 in the course of 3 months only and now stands at 2.44 million.
Insurance companies have already held a series of price increases which have ranged from 20 to 100 per cent since the beginning of the credit crunch . Insurers are said to review the price of MPPI's and other insurance products every 3 months to enable them to adjust it to market conditions.
MPPI covers the cost of mortgage repayments should the insured person lose their job, or is unable to make repayments as a result of other circumstances such as an accident or illness . Generally, the protection covers 12 months of mortgage repayment . It is customary for MPPI contracts to say in small print that the insurer has a right to alter the terms or cost of the insurance policy within 30 days.




