Shepherds Friendly Society is offering a new mortgage payment protection insurance (MPPI) policy with up to five years cover.
The policy will offer protection for the full term of a special mortgage deal, for example, a two year fixed rate deal or a four year tracker, compared to the usual 12 month term of such insurance .
Mortgage payment protection insurance has received unfavourable press recently about the way in which policies are tagged on to mortgages by lenders . There have also been concerns about low pay outs when claims are made. A customer friendly MPPI policy from Shepherds Friendly is hoping to win back customer confidence.
If a claimant finds they are unable to work due to an accident, illness or job loss, the policy can cover up to 130 per cent of monthly mortgage repayments, up to £2000 a month. Premiums range from £2.07 to £15.94, depending on the length of cover and the age of the customer.




