Payment Protection Insurance

Payment protection insurance covers unemployment as well as poor health.

However, it usually only pays out for a maximum of 12 months. In a minority of cases this could stretch to 24 months, meaning a person suffering with a long-term illness or injury could still find themselves without an income for a considerable period.

Accident sickness and unemployment insurance

Payment protection insurance is also commonly known as accident sickness and unemployment insurance (ASU), loan protection insurance, mortgage payment protection insurance (MPPI) and income payment protection insurance (when used to protect a policyholder’s general lifestyle).

Not the same as income protection

With all these terms, payment protection insurance can often be confused with income protection insurance, especially as income payment protection insurance is often incorrectly labelled as income protection insurance – which can be very misleading.

Critical Illness Cover

Critical Illness Cover

Protect your family should you become seriously ill or disabled.

Critical Illness Cover
Family Income Benefit

Family Income Benefit

Protect the family income with a family income benefit quote.

Family Income Benefit