How to Purchase an Income Protection Policy

Choosing which income insurance policy to go for can be difficult as this field can be extremely complex.

Therefore, it is worth seeking professional advice from an Independent Financial Adviser (IFA), who will be able to save you money by shopping around to find you an income protection policy that best suits your job and your financial circumstances.

Most IFAs are paid on a commission basis by insurers meaning that consumers effectively receive this service free.

The reason is that insurers don’t usually refund the commission to the consumers even if they contact the insurer directly.

Protecting against ill-health

However, before consulting an IFA, you will need to establish exactly what cover you already possess to protect against ill health – this may involve contacting your company’s HR department – and whether you are already a member of a group income protection scheme.

Critical Illness Cover

Critical Illness Cover

Protect your family should you become seriously ill or disabled.

Critical Illness Cover
Family Income Benefit

Family Income Benefit

Protect the family income with a family income benefit quote.

Family Income Benefit