Checking the Small Print

Once you have found a suitable income insurance policy remember to check the small print before signing on the dotted line.

Different providers can have major differences in their terms and conditions, so it is important to be aware of the small print.

Watch out for clauses

Keep a close eye on certain clauses such as making sure the policy’s maximum benefit limits are not ‘lower than average’ and whether the insurer will pay out if you are unable to do your “own occupation” or “any occupation.”

Daily routines

The better policies will pay out if you are unable to do your “own” occupation, but some will only pay if you are unable to perform particular daily routines, and others only pay if you are unable to do “any occupation” at all.

Critical Illness Cover

Critical Illness Cover

Protect your family should you become seriously ill or disabled.

Critical Illness Cover
Family Income Benefit

Family Income Benefit

Protect the family income with a family income benefit quote.

Family Income Benefit